Voluntary Arrangement Facilitation

A Voluntary Arrangement is a formal agreement, supervised by a nominee, in which your creditors accept a structured repayment of what you owe. Once approved it binds them: no further action, no mounting interest, no surprise demands.

It suits people whose income or assets can support a meaningful offer but who would lose far more under bankruptcy. The work is in building a proposal creditors will actually accept, and in running the creditors’ meeting properly. That is what we do.

What's included

• Assessment of whether a VA beats bankruptcy for you
• Appointment of a nominee to supervise the arrangement
• A repayment proposal built to win creditor approval
• Preparation and conduct of the creditors’ meeting
• Ongoing compliance support for the duration of the VA

Who this is for

• You have income or assets that support a real offer to creditors
• You want to avoid the restrictions that come with bankruptcy
• Your debts are too large for the DRS threshold